Whether you’re contemplating your retirement or seeking expert advice on managing your money for the long-term, we are here for you. Offering bespoke retirement planning and drawdown advice using the latest tech and cashflow modelling tools. Strathesk Financial will assist you with preparing for and entering into the next chapter of your life and beyond with increased clarity and confidence. 

The value of pensions and any income from them can fall as well as rise. You may not get back the full amount invested

Drawdown pension plans (unsecured income) are complex and are not suitable for everyone. Pension decisions can affect your income for the rest of your life (and that of any partner and other dependants). Where benefits are accessed on a flexible basis, these are not fixed or safeguarded for life. If security of income is important to you then you should consider purchasing an annuity or taking a scheme pension to provide a secured level of income.

The Financial Conduct Authority does not regulate Cashflow Planning

With careful & considered financial planning, we can help you achieve your financial goals in life – no matter what stage you are at. Whether that's buying your first home, expecting a new addition to your family, enjoying an early retirement, or achieving genuine financial freedom and independence. 

Investment planning is the strategic process of creating a tailored, long-term roadmap for your money, aligned to your financial goals. Using the principles of ‘goals-based investing’, this focuses on uncovering the purpose behind your money and aligning this with your personal investment solution and time horizon. 

The value of investments and any income from them can fall as well as rise. You may not get back the full amount invested

Trusts can provide a flexible way to help manage the transfer of wealth while balancing the needs of individuals and their beneficiaries, including considerations around access and control.  When used appropriately and as part of a wider estate planning strategy, trusts may help mitigate inheritance tax liabilities. However, trusts are complex arrangements and their suitability and tax treatment will depend on individual circumstances and current legislation, which may change in the future.  Estate planning can help ensure that wealth is passed on in line with your wishes and in a tax-efficient manner where appropriate.

The Financial Conduct Authority (FCA) does not regulate Inheritance Tax Planning or Trust Advice.

Often the foundation of any robust financial plan, protecting what you have built can underpin and provide financial peace of mind over future plans. From individuals insuring against worst case scenarios, to business owners looking to protect key personnel, future profitability or the interests of employees through private medical coverage – we can assess and identify shortfalls in the event of illness, injury or worse. 

Cover will cease on insurance products if premium payments are not maintained